SM Law Group is located at 3890 11th Street, 1st floor, Suite 110, in Riverside, California. When you’re ready to make an appointment, you can contact us at area code (866) 201-1920. You can also go to our website smlawca.com where you can set up your appointment, and you can also read about our various areas of expertise as it relates to our practice.
John Sarai, is one of the partner’s with the firm. He has worked successfully in different areas of law like business, corporations and securities law. He has also helped to ensure his customers and clients were able to write off millions of dollars in their bankruptcy settlements and negotiations. He has a proven track record as a successful attorney and has helped to ensure he helps his clients get the terms they can afford and work with.
Kian Mottahedeh is also a partner at SM Law Group. He has successfully worked to ensure he negotiates the best terms for his clients and has assisted with over 1,500 settlement cases as they relate to bankruptcy filings, Chapter 7, and Chapter 13 negotiations. He has also helped to ensure that his customers are able to keep their homes and have judgments removed.
CREDIT CARD DEBT AND REFINANCING
If you are having problems with creditors, there are few things that can help you. One of the things that you want to check to ensure is that the debt is still something that has to be collected. If it is greater than 7 years, you may be able to take it off of your credit report altogether. You may also want to consider something like filing a bankruptcy.
Bankruptcy help may be an option. When you file bankruptcy, it can be via Chapter 7 or a Chapter 13. The benefits are that when filing a Chapter 7, you’re able to have all of your debts cleared up from your account right away. While the process itself may take a few months, you won’t have to worry about paying unsecured debts back and this could help you to get a fresh start in life.
Another advantage to having a bankruptcy set up is if you’re worried about your credit report, or worried that a judgment will end up looking badly on your record because it may result in a wage garnishment, this is something you want to contact us about right away.
SM Law Group specializes in various areas of debt negotiations and can help to set up a plan with your creditors, or a bankruptcy that will immediately stop all harassing calls, as well as any garnishments trying to take money out of your account.
We understand that sometimes debts are things that are out of your control, as in the case if you were:
- Laid off from your job
- Had your hours cut back
- Are going through a divorce or separation
- Or you may have health related issues that are preventing you from making payments
Sometimes people are hit with a very large health scare and following that they receive a lot of medical bills. While they try to balance out the bills, it’s causing you not to be able to pay other bills in a timely fashion. If you need more time to make payments with your credit card debt, we can also help you set up the negotiations in terms of a trust.
That way, you can deposit money into the account to make payment and we can send them on your behalf. As this will help to reach a settlement in a quicker fashion, you don’t have to worry about harassing calls coming to you. To set up any of these options or to ask us questions as they relate to you, and to set up your free consultation, contact us today.