Foreclosures Helping You Live a Debt Free Life 

Los Angeles Foreclosure Attorneys

Helping Clients Negotiate with Lenders

If you are a homeowner facing foreclosure, know that it isn’t a death sentence. Many homeowners go through the entire foreclosure process without knowing that they can negotiate with their lender to stop foreclosure and keep their home. At SM Law Group, APC, we know that lenders do not want to own homes and deal with the expense and hassle that comes with the foreclosure process. That is why we are committed to using our resources and knowledge of the law to help clients throughout Los Angeles come to terms with lenders so they can negotiate their mortgage agreements and stave off foreclosure.

Filing for Bankruptcy to Save Your Home

Allowing your property to go to foreclosure is not the only way to ease the burden of a huge mortgage payment. At SM Law Group, our skilled attorneys have helped owners all over the greater Los Angeles area re-organize the arrears on their mortgages so they can get an additional 5 years to get caught up on their missed mortgage payments through a Chapter 13 bankruptcy. In some circumstances, we can even get rid of second and third mortgages on a home, depending on the current property value and the 1st mortgage against it.

Filing for bankruptcy can not only prevent foreclosure and allow the homeowner to continue making payments on their terms, but it can also delay the process for a significant amount of time (usually 4-6 months). If a homeowner decides they would rather walk away from the property, then filing for Chapter 7 or a Chapter 13 bankruptcy before the foreclosure can buy the homeowner additional time to move out.

Why Do I Need a Foreclosure Attorney?

Many clients want to know why they should hire an attorney to handle foreclosure negotiations. The answer is simple. If you want to save your home and negotiate affordable mortgage payments, you need a seasoned lawyer who is familiar with the entire foreclosure process, how banks function, and common legal issues that are related to foreclosure.

Having a reliable lawyer in your corner will put more pressure on the bank and give you a stronger hand during the negotiation process. Our lawyers at SM Law Group are skilled negotiators, and we know the ins-and-outs of foreclosure and mortgage law. Additionally, our legal professionals can advise you on other legal options that could help save your home from foreclosure and reorganize your debts.

Need Foreclosure? Visit Our Firm in LA Today

A foreclosure can be a traumatic problem but hiring our reputable attorneys to represent you can ensure your interests are protected if you encounter any legal issues. Our firm proudly serves clients who are struggling with foreclosure and eviction notices, and we will dedicate our full resources to help you fight back against the bank and try to prevent foreclosure from taking your home.

If you are in danger of losing your home, then please call us today at (818) 805-1758 for a free case consultation.

Get a Fresh Start & Wipe Away All Your Debt

See Our Winning Case Results
  • Individual Chapter 13 Over $75k in Mortgage Arrears Reorganized
  • Individual v. Credit Card Company (harassing phone calls) $280K Settlement
  • Individual v. Credit Card Company (harassing phone calls) $100K Settlement
  • Small Business Chapter 7 Over $2 Million Debt Discharged
  • Individual v. Credit Card Company (harassing phone calls) $175K settlement
  • Individual v. Credit Card Company (harassing phone calls) $150K Settlement
  • Individual v. Credit Card Company (harassing phone calls) $300K Settlement
  • Individual Chapter 13 $100,000 of Unsecured Debt Discharged
  • Individual Chapter 7 Over $1 Million Debt Discharged
  • Individual v. Credit Card Company (harassing phone calls) $250K Settlement
  • Individual v. Credit Card Company (harassing phone calls) $100K Settlement
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Client Reviews

Hear From The People We've Helped
  • The absolute best when it comes to handling bankruptcy!

    “They do not pass any judgment upon you - they are simply there to help. I found them to be honest, reliable and timely. The support staff is extremely friendly and very informative. The lawyers have ...”

    - Anna G.
  • John and the representative who met me at the courthouse were very thorough and guided me every step of the process.

    “Thank you John Sarai and the rest of SM Law Group for helping me file my Bankruptcy Chapter 7 case. It was a smooth process. John and the representative who met me at the courthouse were very thorough ...”

    - Evitha B.
  • They made a very stressful situation much easier for me.

    “SM law group handled my bankruptcy case and I was very satisfied with their service. They made a very stressful situation much easier for me. They explained everything to me and it was fast and ...”

    - Lenny DcComics
  • I have never experienced more professional care. My phone calls and emails were answered within 5 minutes!

    “Absolutely outstanding experience! Kian Mottahedeh was my attorney. I have never experienced more professional care. My phone calls and emails were answered within 5 minutes every single time. Kian is ...”

    - Lenka Wallace
  • In the end he got me a settlement for the maximum policy limit which was triple what I expected!!!!! Thank you John!

    “I got into an accident and I called John at SM Law Group and I felt comfortable from the minute I talked to him. He was always available to talk, and didn't pass my case off to anyone else. He handled ...”

    - Negin B.
  • He allowed me time and opportunity to get my bankruptcy paid for and took care of the creditors - for that I am truly grateful.

    “I am truly thankful that I found Kian. He is a truly good person to work with. He allowed me time and opportunity to get my bankruptcy paid for and took care of the creditors - for that I am truly ...”

    - Kera Carter
  • Kian is an awesome lawyer. He helped me get through my bankruptcy.

    “Kian is an awesome lawyer. He helped me get through my bankruptcy. He is easy to talk to and patient in answering all the questions you might have. I would definitely recommend him to anyone that ...”

    - Gonzalo Ceja Canela
  • The attorneys were friendly and helpful and they responded to my emails within minutes.

    “My experience with SM Law Group was very positive. The attorneys were friendly and helpful and they responded to my emails within minutes. I would definitely recommend them to anyone who needs a ...”

    - DeEtta Copenhaver
  • Fantastic firm!!!! trustworthy, reliable, knowledgeable and always available to help.

    “Fantastic firm!!!! trustworthy, reliable, knowledgeable and always available to help. My sister and I were given the opportunity to meet this wonderful firm while they volunteered at one of the ...”

    - Teresa Aguilar Alcaraz
  • My experience with SM Law Group has been excellent.

    “My experience with SM Law Group has been excellent. My attorney was always helpful, friendly and honest with me about what I needed to do and how I needed to proceed through my bankruptcy. I just ...”

    - Wayne Roche
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In The News

Recent Feature in The Los Angeles Daily Journal

Learn more about the work that is captured in the news. Our team is recognized in our community and among our peers for our tireless devotion to clients facing bankruptcy and personal injury-related matters.

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