Judgment Liens Helping You Live a Debt Free Life 

Los Angeles Judgment Liens Attorneys

Giving You Personalized & Dedicated Attention

Many individuals do not seek bankruptcy protection in time, which allows creditors to place involuntary or judgment liens on their assets such homes, cars, or bank accounts. SM Law Group, APC will help to avoid these liens before they happen.

Contact our Los Angeles judgment liens attorneys online or at (818) 805-1758 to learn more about how we can help you.

What is a Judgment Lien?

A judgment lien is an amount of money that has been secured by any collateral that is generally placed against a home or any property belonging to the owner of the property.

Nearly all of your property can have a judgment lien attached to it, including:

  • Real estate: A judgment lien can impact your real estate, and the creditor only receives the amount remaining after paying off mortgages and sales costs.
  • Personal property: Judgment liens on personal property is known to be ineffective, as most personal property can be protected using an exemption.
  • Vehicles: A judgment lien may be placed on any car, motorcycle, truck, or motor vehicle you own.

Generally, a judgment lien is the last step that a creditor has taken in order to enforce its judgment against a debtor. At first glance it may not seem like a big deal that you have a lien against your house; after all, you probably already have one or two mortgages against your property and with today’s declining property values that is barely any equity in most people’s homes. However, what happens if you want to refinance your home to either take some money out or simply just lower the interest rate? This is where a lien against your home can create a sizeable financial burden for the homeowner.

A simple $4,000 judgment lien can grow to tens of thousands of dollars over the years; the interest rate on these liens can be as much as 15%. For example, a simple $4,000 lien can grow in interest to over $10,600 in just over eight years. These liens do not just disappear but will be paid in full when the homeowner wants to refinance or even sell their property.

At SM Law Group, APC, our attorneys are experts in removing these liens not only from your properties but getting rid of them for good, so in a few short years you will have the option of selling or refinancing a property without having the extra burden of a judgment lien that was placed from an old credit card debt or a car repossession.

Call our Los Angeles judgment liens lawyers for a free consultation in English, Spanish, or Farsi at (818) 805-1758. We’re ready to help.

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See Our Winning Case Results
  • Individual v. Credit Card Company (harassing phone calls) $300K Settlement
  • Individual Chapter 7 Over $1 Million Debt Discharged
  • Individual v. Credit Card Company (harassing phone calls) $150K Settlement
  • Individual v. Credit Card Company (harassing phone calls) $175K settlement
  • Individual v. Credit Card Company (harassing phone calls) $100K Settlement
  • Individual v. Credit Card Company (harassing phone calls) $100K Settlement
  • Individual v. Credit Card Company (harassing phone calls) $280K Settlement
  • Individual v. Credit Card Company (harassing phone calls) $250K Settlement
  • Small Business Chapter 7 Over $2 Million Debt Discharged
  • Individual Chapter 13 Over $75k in Mortgage Arrears Reorganized
  • Individual Chapter 13 $100,000 of Unsecured Debt Discharged
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Client Reviews

Hear From The People We've Helped
  • I would recommend them to anyone.

    “Very professional. Even when the defending insurance company tried to drag out the procedure and lowball the payment, the attorneys at SM would always push forward in order to get me the highest ...”

    - Joshua N.
  • Great working with you guys!!

    “I'll contact you guys again if I need help with anything else. Much appreciated all the help from everyone at your office. Thanks!”

    - Hermes P.
  • They were awesome and spent time with me over the phone and answered my questions.

    “I had some legal questions and I gave them a call. They were awesome and spent time with me over the phone and answered my questions. With all this Covid stuff I didn't need to even go into their ...”

    - Shawn M.
  • I can finally say that someone helped me get justice.

    “John as helped me with multiple matters. I can confidently say that he was the easiest and best lawyer I could of asked for. He is a professional when it comes to maximizing settlements and getting ...”

    - Eddie S.
  • I was extremely happy and satisfied with my settlement and outcome of my case.

    “My personal injury attorney was Kian Mottahedeh. He was extremely professional, and he was always available whenever I had a question or concern. Both of his legal assistants, Esmeralda and Genesis, ...”

    - Dan N.
  • Thank you, Kian, for your professionalism and expertise!

    “During the most difficult time SM Law walked me through every step and got me an amazing settlement. Thank you, Kian for your professionalism and expertise! I highly recommend SM Law!”

    - Nathan N.
  • The absolute best when it comes to handling bankruptcy!

    “They do not pass any judgment upon you - they are simply there to help. I found them to be honest, reliable and timely. The support staff is extremely friendly and very informative. The lawyers have ...”

    - Anna G.
  • John and the representative who met me at the courthouse were very thorough and guided me every step of the process.

    “Thank you John Sarai and the rest of SM Law Group for helping me file my Bankruptcy Chapter 7 case. It was a smooth process. John and the representative who met me at the courthouse were very thorough ...”

    - Evitha B.
  • They made a very stressful situation much easier for me.

    “SM law group handled my bankruptcy case and I was very satisfied with their service. They made a very stressful situation much easier for me. They explained everything to me and it was fast and ...”

    - Lenny DcComics
  • I have never experienced more professional care. My phone calls and emails were answered within 5 minutes!

    “Absolutely outstanding experience! Kian Mottahedeh was my attorney. I have never experienced more professional care. My phone calls and emails were answered within 5 minutes every single time. Kian is ...”

    - Lenka Wallace
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