Judgment Liens Helping You Live a Debt Free Life 

Los Angeles Judgment Liens Attorneys

Giving You Personalized & Dedicated Attention

Many individuals do not seek bankruptcy protection in time, which allows creditors to place involuntary or judgment liens on their assets such homes, cars, or bank accounts. SM Law Group, APC will help to avoid these liens before they happen.

Contact our Los Angeles judgment liens attorneys online or at (818) 805-1758 to learn more about how we can help you.

What is a Judgment Lien?

A judgment lien is an amount of money that has been secured by any collateral that is generally placed against a home or any property belonging to the owner of the property.

Nearly all of your property can have a judgment lien attached to it, including:

  • Real estate: A judgment lien can impact your real estate, and the creditor only receives the amount remaining after paying off mortgages and sales costs.
  • Personal property: Judgment liens on personal property is known to be ineffective, as most personal property can be protected using an exemption.
  • Vehicles: A judgment lien may be placed on any car, motorcycle, truck, or motor vehicle you own.

Generally, a judgment lien is the last step that a creditor has taken in order to enforce its judgment against a debtor. At first glance it may not seem like a big deal that you have a lien against your house; after all, you probably already have one or two mortgages against your property and with today’s declining property values that is barely any equity in most people’s homes. However, what happens if you want to refinance your home to either take some money out or simply just lower the interest rate? This is where a lien against your home can create a sizeable financial burden for the homeowner.

A simple $4,000 judgment lien can grow to tens of thousands of dollars over the years; the interest rate on these liens can be as much as 15%. For example, a simple $4,000 lien can grow in interest to over $10,600 in just over eight years. These liens do not just disappear but will be paid in full when the homeowner wants to refinance or even sell their property.

At SM Law Group, APC, our attorneys are experts in removing these liens not only from your properties but getting rid of them for good, so in a few short years you will have the option of selling or refinancing a property without having the extra burden of a judgment lien that was placed from an old credit card debt or a car repossession.

Call our Los Angeles judgment liens lawyers for a free consultation in English, Spanish, or Farsi at (818) 805-1758. We’re ready to help.

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See Our Winning Case Results
  • Individual v. Credit Card Company (harassing phone calls) $300K Settlement
  • Individual v. Credit Card Company (harassing phone calls) $280K Settlement
  • Individual Chapter 13 Over $75k in Mortgage Arrears Reorganized
  • Individual Chapter 13 $100,000 of Unsecured Debt Discharged
  • Individual v. Credit Card Company (harassing phone calls) $250K Settlement
  • Small Business Chapter 7 Over $2 Million Debt Discharged
  • Individual v. Credit Card Company (harassing phone calls) $100K Settlement
  • Individual v. Credit Card Company (harassing phone calls) $100K Settlement
  • Individual Chapter 7 Over $1 Million Debt Discharged
  • Individual v. Credit Card Company (harassing phone calls) $150K Settlement
  • Individual v. Credit Card Company (harassing phone calls) $175K settlement
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Client Reviews

Hear From The People We've Helped
  • The absolute best when it comes to handling bankruptcy!

    “They do not pass any judgment upon you - they are simply there to help. I found them to be honest, reliable and timely. The support staff is extremely friendly and very informative. The lawyers have ...”

    - Anna G.
  • John and the representative who met me at the courthouse were very thorough and guided me every step of the process.

    “Thank you John Sarai and the rest of SM Law Group for helping me file my Bankruptcy Chapter 7 case. It was a smooth process. John and the representative who met me at the courthouse were very thorough ...”

    - Evitha B.
  • They made a very stressful situation much easier for me.

    “SM law group handled my bankruptcy case and I was very satisfied with their service. They made a very stressful situation much easier for me. They explained everything to me and it was fast and ...”

    - Lenny DcComics
  • I have never experienced more professional care. My phone calls and emails were answered within 5 minutes!

    “Absolutely outstanding experience! Kian Mottahedeh was my attorney. I have never experienced more professional care. My phone calls and emails were answered within 5 minutes every single time. Kian is ...”

    - Lenka Wallace
  • In the end he got me a settlement for the maximum policy limit which was triple what I expected!!!!! Thank you John!

    “I got into an accident and I called John at SM Law Group and I felt comfortable from the minute I talked to him. He was always available to talk, and didn't pass my case off to anyone else. He handled ...”

    - Negin B.
  • He allowed me time and opportunity to get my bankruptcy paid for and took care of the creditors - for that I am truly grateful.

    “I am truly thankful that I found Kian. He is a truly good person to work with. He allowed me time and opportunity to get my bankruptcy paid for and took care of the creditors - for that I am truly ...”

    - Kera Carter
  • Kian is an awesome lawyer. He helped me get through my bankruptcy.

    “Kian is an awesome lawyer. He helped me get through my bankruptcy. He is easy to talk to and patient in answering all the questions you might have. I would definitely recommend him to anyone that ...”

    - Gonzalo Ceja Canela
  • The attorneys were friendly and helpful and they responded to my emails within minutes.

    “My experience with SM Law Group was very positive. The attorneys were friendly and helpful and they responded to my emails within minutes. I would definitely recommend them to anyone who needs a ...”

    - DeEtta Copenhaver
  • Fantastic firm!!!! trustworthy, reliable, knowledgeable and always available to help.

    “Fantastic firm!!!! trustworthy, reliable, knowledgeable and always available to help. My sister and I were given the opportunity to meet this wonderful firm while they volunteered at one of the ...”

    - Teresa Aguilar Alcaraz
  • My experience with SM Law Group has been excellent.

    “My experience with SM Law Group has been excellent. My attorney was always helpful, friendly and honest with me about what I needed to do and how I needed to proceed through my bankruptcy. I just ...”

    - Wayne Roche
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