Credit Card Debt Helping You Live a Debt Free Life

Riverside Credit Card Debt Attorneys

Giving Clients Hope in a Hopeless Time

If you are having issues with paying your bills and you’re finding that you need credit card debt lawyers, SM Law Group, APC may have a great alternative for you. The Riverside credit card debt attorneys at our law firm have years of experience handling debt negotiation and credit card issues, and can devise ways to clear up your particular debt problems before they become worse.

Not all hope is lost. Call our team to discuss your options at (818) 805-1758, or contact us online. We offer free consultations, same-day appointments, and payment plans for client convenience.

Bankruptcy is an Option

If you are having problems with creditors, there are few things that can help you. One of the things that you want to check to ensure is that the debt is still something that has to be collected. If it is greater than 7 years, you may be able to take it off of your credit report altogether. You may also want to consider something like filing a bankruptcy.

Bankruptcy help may be an option. When you file bankruptcy, it can be via Chapter 7 or a Chapter 13. The benefits are that when filing a Chapter 7, you’re able to have all of your debts cleared up from your account right away. While the process itself may take a few months, you won’t have to worry about paying unsecured debts back and this could help you to get a fresh start in life.

Worried about your credit report, or worried that a judgment will end up looking badly on your record because it may result in a wage garnishment? Our attorneys focus on debt negotiations and can help to set up a plan with your creditors or file for bankruptcy to immediately stop all harassing calls as well as any garnishments trying to take money out of your account.

How We Can Help

We understand that sometimes debts are things that are out of your control, as in the case if you were:

  • Laid off from your job
  • Had your hours cut back
  • Are going through a divorce or separation
  • Have health related issues that are preventing you from making payments

Sometimes people are hit with a very large health scare and following that they receive a lot of medical bills. While they try to balance out the bills, they’re not able to pay other bills in a timely fashion. If you need more time to make payments with your credit card debt, we can also help you set up the negotiations in terms of a trust – that way, you can deposit money into the account to make payment and we can send them on your behalf. As this will help to reach a settlement in a quicker fashion, you don’t have to worry about harassing calls coming to you. To set up any of these options or to ask us questions as they relate to you, and to set up your free consultation, contact us today.

About Our Attorneys

John Sarai is one of the partners with the firm. He has worked successfully in different areas of law like business, corporations, and securities law. He has also helped to ensure his customers and clients were able to write off millions of dollars in their bankruptcy settlements and negotiations. He has a proven track record as a successful attorney and has helped to ensure he helps his clients get the terms they can afford and work with.

Kian Mottahedeh is also a partner at SM Law Group, APC. He has successfully worked to ensure he negotiates the best terms for his clients and has assisted with over 1,500 settlement cases as they relate to bankruptcy filings, Chapter 7, and Chapter 13 negotiations. He has also helped to ensure that his customers are able to keep their homes and have judgments removed.

You can trust our Riverside credit card debt attorneys to pave a way for you to reach a brighter future. Call us for effective legal representation at (818) 805-1758.

Get a Fresh Start & Wipe Away All Your Debt

See Our Winning Case Results
  • Individual Chapter 7 Over $1 Million Debt Discharged
  • Individual v. Credit Card Company (harassing phone calls) $100K Settlement
  • Individual Chapter 13 $100,000 of Unsecured Debt Discharged
  • Individual v. Credit Card Company (harassing phone calls) $280K Settlement
  • Small Business Chapter 7 Over $2 Million Debt Discharged
  • Individual v. Credit Card Company (harassing phone calls) $150K Settlement
  • Individual v. Credit Card Company (harassing phone calls) $300K Settlement
  • Individual v. Credit Card Company (harassing phone calls) $250K Settlement
  • Individual v. Credit Card Company (harassing phone calls) $175K settlement
  • Individual Chapter 13 Over $75k in Mortgage Arrears Reorganized
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Client Reviews

Hear From The People We've Helped
  • I can finally say that someone helped me get justice.

    “John as helped me with multiple matters. I can confidently say that he was the easiest and best lawyer I could of asked for. He is a professional when it comes to maximizing settlements and getting ...”

    - Eddie S.
  • I was extremely happy and satisfied with my settlement and outcome of my case.

    “My personal injury attorney was Kian Mottahedeh. He was extremely professional, and he was always available whenever I had a question or concern. Both of his legal assistants, Esmeralda and Genesis, ...”

    - Dan N.
  • Thank you, Kian, for your professionalism and expertise!

    “During the most difficult time SM Law walked me through every step and got me an amazing settlement. Thank you, Kian for your professionalism and expertise! I highly recommend SM Law!”

    - Nathan N.
  • The absolute best when it comes to handling bankruptcy!

    “They do not pass any judgment upon you - they are simply there to help. I found them to be honest, reliable and timely. The support staff is extremely friendly and very informative. The lawyers have ...”

    - Anna G.
  • John and the representative who met me at the courthouse were very thorough and guided me every step of the process.

    “Thank you John Sarai and the rest of SM Law Group for helping me file my Bankruptcy Chapter 7 case. It was a smooth process. John and the representative who met me at the courthouse were very thorough ...”

    - Evitha B.
  • They made a very stressful situation much easier for me.

    “SM law group handled my bankruptcy case and I was very satisfied with their service. They made a very stressful situation much easier for me. They explained everything to me and it was fast and ...”

    - Lenny DcComics
  • I have never experienced more professional care. My phone calls and emails were answered within 5 minutes!

    “Absolutely outstanding experience! Kian Mottahedeh was my attorney. I have never experienced more professional care. My phone calls and emails were answered within 5 minutes every single time. Kian is ...”

    - Lenka Wallace
  • In the end he got me a settlement for the maximum policy limit which was triple what I expected!!!!! Thank you John!

    “I got into an accident and I called John at SM Law Group and I felt comfortable from the minute I talked to him. He was always available to talk, and didn't pass my case off to anyone else. He handled ...”

    - Negin B.
  • He allowed me time and opportunity to get my bankruptcy paid for and took care of the creditors - for that I am truly grateful.

    “I am truly thankful that I found Kian. He is a truly good person to work with. He allowed me time and opportunity to get my bankruptcy paid for and took care of the creditors - for that I am truly ...”

    - Kera Carter
  • Kian is an awesome lawyer. He helped me get through my bankruptcy.

    “Kian is an awesome lawyer. He helped me get through my bankruptcy. He is easy to talk to and patient in answering all the questions you might have. I would definitely recommend him to anyone that ...”

    - Gonzalo Ceja Canela
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In The News

Recent Feature in The Los Angeles Daily Journal

Learn more about the work that is captured in the news. Our team is recognized in our community and among our peers for our tireless devotion to clients facing bankruptcy and personal injury-related matters.

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