Student Loan Debt Helping You Live a Debt Free Life

Riverside Student Loan Debt Attorneys

Keeping Your Future Bright

Being financially independent is praised, but what happens when that need for independence comes in the form of student loans? It is encouraged that students work to get scholarships and grants to fund their education before seeking out loans, but sometimes this is just not an option. It has become easier to take out a loan to pay for college than it is to get a scholarship, and that ease leads to a larger population of Americans with significant student loan debt. If you find yourself struggling under student loan debt, come to us. At SM Law Group, APC, our Riverside student loan debt attorneys can explore the many options to get you the student loan help you deserve, and to make you more financially stable as you move into the bright future you worked so hard to achieve.

Contact us for a free consultation and to discuss payment plans today at (818) 805-1758, or contact us online. We’re happy to provide the personalized experience of a boutique firm with the resources of a larger firm.

Making Your Payments Manageable

There are many ways to make your loan payments more manageable, including deferment, which would postpone your payments until after you leave school. You may also be able to defer your student loans if you cannot find work or if you are not employed full-time. However, you may also want to consider consolidating your loans. This often gives you more flexibility with your payment options, most of which are income based, providing even more ways to make repayment easier, and can even extend the life of your loan. While extending the life of your loan means that you pay more interest over time, it also means that your payments each month will be smaller and easier to manage.

You may also look into having your student loans forgiven, particularly if you are having trouble finding full-time employment after graduation. There are many programs that reward participants with the elimination of part or all of their student loans; joining volunteer organizations such as AmeriCorps and Peace Corps allows you to gain valuable experience while also eliminating your student loan debt. Depending on the duration of your commitment, you can have up to 70% of your Perkins Loans forgiven, or even earn a stipend. Volunteering can be a good option for people with extra time, or those who are looking to give back after their college career comes to a close.

There are many options available to recent graduates and to those who are no longer enrolled in a higher education program. If you are in the Riverside area, contact SM Law Group, APC today and schedule a meeting with one of our attorneys. We have years of experience dealing with student loans, and we can help you determine which type of help is best suited to your needs. Whether it is deferment, forgiveness, or consolidation, we can help you understand the process and make an informed decision.

Our Riverside student loan debt attorneys provide transparency and compassion in all that we do. Call us today at (818) 805-1758.

Get a Fresh Start & Wipe Away All Your Debt

See Our Winning Case Results
  • Individual v. Credit Card Company (harassing phone calls) $250K Settlement
  • Individual v. Credit Card Company (harassing phone calls) $100K Settlement
  • Individual Chapter 13 Over $75k in Mortgage Arrears Reorganized
  • Small Business Chapter 7 Over $2 Million Debt Discharged
  • Individual v. Credit Card Company (harassing phone calls) $150K Settlement
  • Individual Chapter 13 $100,000 of Unsecured Debt Discharged
  • Individual v. Credit Card Company (harassing phone calls) $280K Settlement
  • Individual v. Credit Card Company (harassing phone calls) $300K Settlement
  • Individual Chapter 7 Over $1 Million Debt Discharged
  • Individual v. Credit Card Company (harassing phone calls) $175K settlement
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Client Reviews

Hear From The People We've Helped
  • I can finally say that someone helped me get justice.

    “John as helped me with multiple matters. I can confidently say that he was the easiest and best lawyer I could of asked for. He is a professional when it comes to maximizing settlements and getting ...”

    - Eddie S.
  • I was extremely happy and satisfied with my settlement and outcome of my case.

    “My personal injury attorney was Kian Mottahedeh. He was extremely professional, and he was always available whenever I had a question or concern. Both of his legal assistants, Esmeralda and Genesis, ...”

    - Dan N.
  • Thank you, Kian, for your professionalism and expertise!

    “During the most difficult time SM Law walked me through every step and got me an amazing settlement. Thank you, Kian for your professionalism and expertise! I highly recommend SM Law!”

    - Nathan N.
  • The absolute best when it comes to handling bankruptcy!

    “They do not pass any judgment upon you - they are simply there to help. I found them to be honest, reliable and timely. The support staff is extremely friendly and very informative. The lawyers have ...”

    - Anna G.
  • John and the representative who met me at the courthouse were very thorough and guided me every step of the process.

    “Thank you John Sarai and the rest of SM Law Group for helping me file my Bankruptcy Chapter 7 case. It was a smooth process. John and the representative who met me at the courthouse were very thorough ...”

    - Evitha B.
  • They made a very stressful situation much easier for me.

    “SM law group handled my bankruptcy case and I was very satisfied with their service. They made a very stressful situation much easier for me. They explained everything to me and it was fast and ...”

    - Lenny DcComics
  • I have never experienced more professional care. My phone calls and emails were answered within 5 minutes!

    “Absolutely outstanding experience! Kian Mottahedeh was my attorney. I have never experienced more professional care. My phone calls and emails were answered within 5 minutes every single time. Kian is ...”

    - Lenka Wallace
  • In the end he got me a settlement for the maximum policy limit which was triple what I expected!!!!! Thank you John!

    “I got into an accident and I called John at SM Law Group and I felt comfortable from the minute I talked to him. He was always available to talk, and didn't pass my case off to anyone else. He handled ...”

    - Negin B.
  • He allowed me time and opportunity to get my bankruptcy paid for and took care of the creditors - for that I am truly grateful.

    “I am truly thankful that I found Kian. He is a truly good person to work with. He allowed me time and opportunity to get my bankruptcy paid for and took care of the creditors - for that I am truly ...”

    - Kera Carter
  • Kian is an awesome lawyer. He helped me get through my bankruptcy.

    “Kian is an awesome lawyer. He helped me get through my bankruptcy. He is easy to talk to and patient in answering all the questions you might have. I would definitely recommend him to anyone that ...”

    - Gonzalo Ceja Canela
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In The News

Recent Feature in The Los Angeles Daily Journal

Learn more about the work that is captured in the news. Our team is recognized in our community and among our peers for our tireless devotion to clients facing bankruptcy and personal injury-related matters.

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