San Bernardino Bankruptcy Attorneys
Known for Our Bankruptcy Services Throughout California
If you need bankruptcy lawyers in San Bernardino, then look no further than the SM Law Group, APC. SM Law, which stands for Sarai / Mottahedeh, is a law practice that helps people to deal with various types of things like:
- Credit card issues
- Debt negotiations
- Wage garnishments
We’ve helped thousands of clients get back on their feet and strive to help them understand that there are options available at their disposal.
Our San Bernardino bankruptcy attorneys can learn more about your unique situation when you call us at (818) 805-1758, or contact us online. We’re available to speak with you in English, Spanish, or Farsi.
Helping You After an Unexpected Life Event
One of the reasons that you want to contact our team is if you were let go from your job. Maybe you thought you had a great plan in place to make payments and have everything paid off in time, though things may not have worked out that way. Maybe you had a lot of extra bills that came in, were going through a job loss, or you had a sudden sickness that contributed to a great deal of medical debt.
One thing that we can tell you is that our team understands that different things can happen and come into play that aren’t in your control or in your capacity to resolve. Maybe you had tried to set up negotiations on your own, and now they’re leading to you to consider declaring bankruptcy.
Whether you’re considering filing a Chapter 7 or Chapter 13 bankruptcy, you want to ensure that you understand the processes that are involved as they relate to you.
Understanding Your Options
When you set up a consultation with us, we can sit down and discuss with you all of your bills that you have and whether or not you should declare Chapter 7 or Chapter 13. What this means for you is that if you file a Chapter 7, you’re going to get rid of all of your unsecured debts right away. While this process may take a few months, it will help to stop all of the creditor calls, and all of the mail that’s coming in and any judgments that may be filed against you.
When you file a Chapter 13, this will give you a few years to get your bills paid back. Maybe you need three to five years to get caught up on your debts.
The benefit of having this is you can still:
- Take out loans down the road
- Apply for a new mortgage
- Apply for car loans and credit again
By pursuing this option, it can help to give you a fresh start. This is beneficial for someone who may have gone through a sudden job loss, or a sudden medical injury or sickness that you were not prepared for. That’s why we’re here to help. Because we know that you want results, we are here to ensure that you get the support that you need.
About Our Caring Team
Not only can our lawyers answer your calls promptly and make sure that we get back to you in a timely manner, but we can work with you. As a boutique firm, we can ensure that you get a more personalized service. You may not know it, but one of the benefits to having a smaller boutique firm is that we are able to get directly in contact with you, allowing us to get your case settled in a quicker fashion.
Your consultation with us will be free, and we can speak to you and help to ensure you have all of your questions answered. You don’t have to worry about your work being passed on to a paralegal, or someone else who you’re going to have to explain the whole case to all over again.
Ready to move on to a new chapter? Call our San Bernardino bankruptcy attorneys at (818) 805-1758 for a fresh start.
Individual v. Credit Card Company (harassing phone calls) $175K settlement
Individual v. Credit Card Company (harassing phone calls) $150K Settlement
Individual v. Credit Card Company (harassing phone calls) $300K Settlement
Individual v. Credit Card Company (harassing phone calls) $280K Settlement
Individual v. Credit Card Company (harassing phone calls) $250K Settlement
Small Business Chapter 7 Over $750,000 Debt Discharged
Individual Chapter 7 Over $1 Million Debt Discharged
Individual Chapter 13 $100,000 of Unsecured Debt Discharged
Hard working- Former Client
I would recommend them to anyone.- Joshua N.
Great working with you guys!!- Hermes P.
They were awesome and spent time with me over the phone and answered my questions.- Shawn M.
I was extremely happy and satisfied with my settlement and outcome of my case.- Dan N.
Thank you, Kian, for your professionalism and expertise!- Nathan N.
The absolute best when it comes to handling bankruptcy!- Anna G.
John and the representative who met me at the courthouse were very thorough and guided me every step of the process.- Evitha B.
They made a very stressful situation much easier for me.- Lenny DcComics
I have never experienced more professional care. My phone calls and emails were answered within 5 minutes!- Lenka Wallace