San Fernando Valley Bankruptcy Helping You Live a Debt Free Life

San Fernando Valley Bankruptcy Attorneys

Chapter 7 & Chapter 13 Services

Millions of Americans are facing some kind of debt, whether it be credit card debt, student loan debt, or falling behind on mortgage payments. When you feel like you’re out of options, our San Fernando Valley bankruptcy attorneys are available to inform you about filing for bankruptcy. There are two kinds of bankruptcies individuals typically file for: Chapter 7 and Chapter 13. Through a consultation we can hear your story and then suggest a bankruptcy type that fits your situation. Call SM Law Group, APC for personalized attention and compassion.

For assistance with filing for bankruptcy, call our team at (818) 805-1758, or contact us online. The sooner you call, the sooner we can get started on helping you move towards a better future.

Attorneys for Debtors Who Need to File Chapter 13

If you are having difficulty paying your bills, but you want to keep your home, business, or other assets, Chapter 13 bankruptcy may be a good option for you and your family. Chapter 13 bankruptcy allows you to maintain many of your assets and properties while still getting a break on payment amounts and plan structure through the bankruptcy process. Bankruptcy is a serious legal decision, and the San Fernando Valley bankruptcy attorneys at SM Law Group, APC can help provide you with the information and the tools you need to make the best decision for you and your family.

What is Chapter 13 Bankruptcy?

Chapter 13 bankruptcy is a type of bankruptcy also known as “restructuring bankruptcy.” It is designed to assist indebted individuals who wish to retain some of the property they own, and restructure their payment plans over an extended time period to make their payments more affordable. At SM Law Group, APC, we assist many Californians with their Chapter 13 bankruptcy cases. If you are having difficulty paying your bills and you want to keep your home and other assets while restructuring your debt, you should speak to an attorney as soon as possible. Call us today to schedule a consultation where we will review your financial situation and help you determine whether Chapter 13 bankruptcy is the right choice for you.

How to Know if You Qualify for Chapter 13 Bankruptcy

Chapter 13 bankruptcy is not for everyone. Unlike Chapter 7 bankruptcy, with Chapter 13, your debts will not be wiped away. Instead, they will be restructured. A debtor will qualify for Chapter 13 bankruptcy if they have income that is reasonably regular. In addition, there is a limit on debt that you can have in order to qualify. If your debt exceeds a certain amount, or if you don’t have a steady income, you would not be able to file for Ch. 13 and would instead have to file Ch. 7. Conversely, if a debtor makes too much income, or doesn’t have enough debt, they may not qualify for bankruptcy at all. Determining whether you qualify for Chapter 13 bankruptcy can be confusing and difficult. The best way to figure this out is to meet with an experienced lawyer.

Call Us Today to File

If you think that Chapter 13 bankruptcy might help your financial situation, the first step is to speak with an attorney. Call SM Law Group, APC to schedule a consultation with one of our knowledgeable San Fernando Valley bankruptcy lawyers who will review your financial situation and help you make important legal decisions about your financial future. Our attorneys can help you though the entire bankruptcy process and are always available to answer any questions you have about Chapter 13 bankruptcy.

Call us for a free consultation at (818) 805-1758. We have payment plans available because we understand how difficult this time may be for you, both financially and emotionally.

Get a Fresh Start & Wipe Away All Your Debt

See Our Winning Case Results
  • Individual v. Credit Card Company (harassing phone calls) $100K Settlement
  • Individual v. Credit Card Company (harassing phone calls) $100K Settlement
  • Individual v. Credit Card Company (harassing phone calls) $175K settlement
  • Individual v. Credit Card Company (harassing phone calls) $150K Settlement
  • Individual v. Credit Card Company (harassing phone calls) $300K Settlement
  • Individual v. Credit Card Company (harassing phone calls) $280K Settlement
  • Individual v. Credit Card Company (harassing phone calls) $250K Settlement
  • Individual Chapter 13 Over $75k in Mortgage Arrears Reorganized
  • Small Business Chapter 7 Over $2 Million Debt Discharged
  • Individual Chapter 7 Over $1 Million Debt Discharged
  • Individual Chapter 13 $100,000 of Unsecured Debt Discharged
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Client Reviews

Hear From The People We've Helped
  • I would recommend them to anyone.

    “Very professional. Even when the defending insurance company tried to drag out the procedure and lowball the payment, the attorneys at SM would always push forward in order to get me the highest ...”

    - Joshua N.
  • Great working with you guys!!

    “I'll contact you guys again if I need help with anything else. Much appreciated all the help from everyone at your office. Thanks!”

    - Hermes P.
  • They were awesome and spent time with me over the phone and answered my questions.

    “I had some legal questions and I gave them a call. They were awesome and spent time with me over the phone and answered my questions. With all this Covid stuff I didn't need to even go into their ...”

    - Shawn M.
  • I can finally say that someone helped me get justice.

    “John as helped me with multiple matters. I can confidently say that he was the easiest and best lawyer I could of asked for. He is a professional when it comes to maximizing settlements and getting ...”

    - Eddie S.
  • I was extremely happy and satisfied with my settlement and outcome of my case.

    “My personal injury attorney was Kian Mottahedeh. He was extremely professional, and he was always available whenever I had a question or concern. Both of his legal assistants, Esmeralda and Genesis, ...”

    - Dan N.
  • Thank you, Kian, for your professionalism and expertise!

    “During the most difficult time SM Law walked me through every step and got me an amazing settlement. Thank you, Kian for your professionalism and expertise! I highly recommend SM Law!”

    - Nathan N.
  • The absolute best when it comes to handling bankruptcy!

    “They do not pass any judgment upon you - they are simply there to help. I found them to be honest, reliable and timely. The support staff is extremely friendly and very informative. The lawyers have ...”

    - Anna G.
  • John and the representative who met me at the courthouse were very thorough and guided me every step of the process.

    “Thank you John Sarai and the rest of SM Law Group for helping me file my Bankruptcy Chapter 7 case. It was a smooth process. John and the representative who met me at the courthouse were very thorough ...”

    - Evitha B.
  • They made a very stressful situation much easier for me.

    “SM law group handled my bankruptcy case and I was very satisfied with their service. They made a very stressful situation much easier for me. They explained everything to me and it was fast and ...”

    - Lenny DcComics
  • I have never experienced more professional care. My phone calls and emails were answered within 5 minutes!

    “Absolutely outstanding experience! Kian Mottahedeh was my attorney. I have never experienced more professional care. My phone calls and emails were answered within 5 minutes every single time. Kian is ...”

    - Lenka Wallace
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In The News

Recent Feature in The Los Angeles Daily Journal

Learn more about the work that is captured in the news. Our team is recognized in our community and among our peers for our tireless devotion to clients facing bankruptcy and personal injury-related matters.

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