Chapter 7 Bankruptcy Helping You Live a Debt Free Life

San Fernando Valley Chapter 7 Bankruptcy Lawyers

Helping You & Your Family Move Forward

If you are struggling to pay your debts, filing for bankruptcy could help free you from some or all of your debt. At SM Law Group, APC we have helped many clients who are experiencing financial hardship. Chapter 7 bankruptcy is often a viable alternative because it allows the debtor to wipe out their debts. This type of bankruptcy is often also referred to as liquidation bankruptcy as opposed to a restructuring consumer bankruptcy, such as in Chapter 13. At our law firm, we have experienced San Fernando Valley Chapter 7 lawyers at the ready to talk to you about your case. We can review your financial information and help you decide if bankruptcy is the right choice for you and your family.

Contact us online or by phone today for a free consultation at (818) 805-1758. We offer the personalized services of a boutique firm and can listen to your story in a one-on-one meeting.

How a Chapter 7 Lawyer Can Prepare Your Case

The first step an experienced California Chapter 7 bankruptcy lawyer will take when you are their client will be to review whether or not you qualify to file for this type of bankruptcy. In the area where you live, you will need to meet a means test, which means that your available income will have to fall in a certain range in order for you to qualify for bankruptcy protections. After it is determined that you qualify for Chapter 7, your attorney will then file the necessary paperwork, and help you fill out forms so that you can try to retain as many possessions as possible through exemptions.

Keeping Some of Your Property Through Chapter 7 Exemptions

When you file for bankruptcy, you have to declare to the bankruptcy court what assets and possessions you have so that they can make an assessment of your financial situation. You are only allowed to retain certain assets and certain possessions through what is called exemptions. Any non-exempt property or assets will be liquidated to pay your creditors. Exemptions are a large part of what bankruptcy law is all about. The quality of your San Fernando Valley bankruptcy attorney will determine how well they know the laws about exemptions. An experienced lawyer will help you sit down and review your options so that you can make an educated decision about what exemptions you will choose to take.

Call a San Fernando Valley Bankruptcy Law Firm Today

If you are struggling to pay your debts, call us at SM Law Group, APC to talk to us about your options under California bankruptcy law. Our attorneys have helped many San Fernando Valley residents rebuild their lives and shore up their financial future by helping them get out of debt. The Chapter 7 process may seem daunting at first, but with a knowledgeable attorney to guide you through the process, you will be on your way to a new financial start in no time. If you have questions about whether you qualify for Chapter 7 and whether it would be beneficial to you, call our office today. Our California bankruptcy attorneys are on-hand to explain how a Chapter 7 filing can help.

Ready to make a clean start? Call us at (818) 805-1758 so we can assess your situation and begin the paperwork needed to file for bankruptcy.

Get a Fresh Start & Wipe Away All Your Debt

See Our Winning Case Results
  • Individual v. Credit Card Company (harassing phone calls) $100K Settlement
  • Individual v. Credit Card Company (harassing phone calls) $100K Settlement
  • Individual v. Credit Card Company (harassing phone calls) $175K settlement
  • Individual v. Credit Card Company (harassing phone calls) $150K Settlement
  • Individual v. Credit Card Company (harassing phone calls) $300K Settlement
  • Individual v. Credit Card Company (harassing phone calls) $280K Settlement
  • Individual v. Credit Card Company (harassing phone calls) $250K Settlement
  • Individual Chapter 13 Over $75k in Mortgage Arrears Reorganized
  • Small Business Chapter 7 Over $2 Million Debt Discharged
  • Individual Chapter 7 Over $1 Million Debt Discharged
  • Individual Chapter 13 $100,000 of Unsecured Debt Discharged
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Client Reviews

Hear From The People We've Helped
  • I would recommend them to anyone.

    “Very professional. Even when the defending insurance company tried to drag out the procedure and lowball the payment, the attorneys at SM would always push forward in order to get me the highest ...”

    - Joshua N.
  • Great working with you guys!!

    “I'll contact you guys again if I need help with anything else. Much appreciated all the help from everyone at your office. Thanks!”

    - Hermes P.
  • They were awesome and spent time with me over the phone and answered my questions.

    “I had some legal questions and I gave them a call. They were awesome and spent time with me over the phone and answered my questions. With all this Covid stuff I didn't need to even go into their ...”

    - Shawn M.
  • I can finally say that someone helped me get justice.

    “John as helped me with multiple matters. I can confidently say that he was the easiest and best lawyer I could of asked for. He is a professional when it comes to maximizing settlements and getting ...”

    - Eddie S.
  • I was extremely happy and satisfied with my settlement and outcome of my case.

    “My personal injury attorney was Kian Mottahedeh. He was extremely professional, and he was always available whenever I had a question or concern. Both of his legal assistants, Esmeralda and Genesis, ...”

    - Dan N.
  • Thank you, Kian, for your professionalism and expertise!

    “During the most difficult time SM Law walked me through every step and got me an amazing settlement. Thank you, Kian for your professionalism and expertise! I highly recommend SM Law!”

    - Nathan N.
  • The absolute best when it comes to handling bankruptcy!

    “They do not pass any judgment upon you - they are simply there to help. I found them to be honest, reliable and timely. The support staff is extremely friendly and very informative. The lawyers have ...”

    - Anna G.
  • John and the representative who met me at the courthouse were very thorough and guided me every step of the process.

    “Thank you John Sarai and the rest of SM Law Group for helping me file my Bankruptcy Chapter 7 case. It was a smooth process. John and the representative who met me at the courthouse were very thorough ...”

    - Evitha B.
  • They made a very stressful situation much easier for me.

    “SM law group handled my bankruptcy case and I was very satisfied with their service. They made a very stressful situation much easier for me. They explained everything to me and it was fast and ...”

    - Lenny DcComics
  • I have never experienced more professional care. My phone calls and emails were answered within 5 minutes!

    “Absolutely outstanding experience! Kian Mottahedeh was my attorney. I have never experienced more professional care. My phone calls and emails were answered within 5 minutes every single time. Kian is ...”

    - Lenka Wallace
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In The News

Recent Feature in The Los Angeles Daily Journal

Learn more about the work that is captured in the news. Our team is recognized in our community and among our peers for our tireless devotion to clients facing bankruptcy and personal injury-related matters.

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